Asset Rich, Cash Poor?
Expert guidance on tax planning and liquidity strategies for people who are wealthy on paper but need cash — without selling your assets.
The Asset-Rich, Cash-Poor Challenge
Millions of people across the UK own valuable property, investments, and possessions — yet struggle when a large tax bill arrives or cash is needed quickly.
Frozen Tax Thresholds
The inheritance tax nil-rate band has been frozen at £325,000 since 2009, dragging more families into the 40 % tax net every year as property values rise. By 2028, an estimated 153,000 estates will be caught — almost triple the 2021 figure.
Tax Bills Before Probate
HMRC requires inheritance tax to be paid within six months of death — often before probate is granted and before assets can be sold. Families are left scrambling for cash at the worst possible time.
Liquidity Without Selling
Selling a family home or cherished possessions under time pressure usually means accepting below-market prices. There are better options — from asset-backed lending to tax-efficient restructuring.
Expert Guides
Free, in-depth guides on tax planning strategies for asset-rich individuals. Written in plain English by qualified advisors.
Cash Poor, Asset Rich
What it means, who is affected, and what you can do about it
Inheritance Tax Planning
Proven strategies to reduce your IHT liability legally
Family Investment Company
Tax-efficient wealth transfer using FICs
VCT Tax Relief
Venture Capital Trust tax benefits explained
Asset-Backed Finance
Borrow against property or investments without selling
Luxury Asset Finance
Finance against watches, jewellery, wine, and art
How Much Inheritance Tax Will You Pay?
Use our free inheritance tax calculator to estimate your liability based on current HMRC thresholds. It takes less than two minutes and could save you thousands.
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